Smarter, Simpler Umbrella Insurance
Umbrella adds another layer of protection.
Schedule a Call with a Covered Advisor
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The extra insurance that protects you!

Umbrella insurance is extra insurance that provides protection beyond the existing limits and coverages of other policies. It can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations. Talk to a Covered Advisor to see how it can help protect you.

Schedule a Call to review your Umbrella options

Why should I purchase Umbrella?

The more you have to lose in a lawsuit, the more umbrella insurance might be worth to you. Those with more assets or greater potential earnings tend to benefit most from an umbrella policy.

You may also want to consider umbrella insurance if your lifestyle puts you at increased risk of injuring others and being sued (for example, you have a swimming pool or go hunting regularly).

Interested in Umbrella? Request a Callback.

Covered Customers are covered!

Scenarios where Umbrella works

Assets

If you have multiple assets such as many properties, boats, and other expensive items, it is best to go beyond the basic coverage provided by your home or auto insurance.

Kids

Your daughter gets into a fight at school and punches another girl, breaking her nose. The girl’s parents sue you.

Accidents

You cause a 10-car accident and your auto insurance property damage coverage isn’t high enough to replace all 10 accident victims' vehicles. Nor is your personal liability coverage high enough to pay for their medical bills.

Teenagers

Your teenager throws a party at your house while you’re out of town. Someone brings alcohol to the party, and one of the guests is arrested for driving under the influence on the way home. You are sued.

Pets

Your dog runs out of the house and viciously attacks a neighbor who was out on a walk. Your neighbor sues you to cover her medical bills, lost wages, and pain and suffering.

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